Insurance & Payment Options     
 
   

Insurance Carriers
We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we're providers for:

Ameritas
Aetna
BlueCross/BlueSheild Anthem
Cigna
Delta Dental
Humana
MetLife
PacifiCare
SafeGuard
UCCI

Please call our office for more details at: (714) 871-8093

Insurance FAQ
What's the difference between Indemnity, PPO, HMO, & Discount insurance plans?


Indemnity or Traditional Insurance reimburses members or dentists at the dentist's UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.

PPO (Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.

Discount Plans simply consist of a panel of dentists that have agreed to a reduced rate, with the subscriber being solely responsible for the entire portion. There is no billing or annual maximums.

What's a covered benefit?
Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group's plan.


What's optional treatment?
Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.



Fullerton: (714) 871-8093 | 1103 W Orangethorpe Ave Fullerton CA 92833
Murrieta: (951) 445-4407 | 24910 Las Brisas Rd Ste. 104 Murrieta, CA 92562
Email: info@victorydentalpractice.com
 Copyright © 2009 Victory Dental